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Privacy Policy for WealthLead Solutions Limited
Last Updated: December 12, 2025
Your privacy is critically important to us. At WealthLead Solutions, we are committed to protecting the personal information you share with us. This Privacy Policy describes how WealthLead Solutions ("we," "us," or "our") collects, uses, shares, and protects your personal information when you visit our website, www.wealthleadsolutions.com (the "Website"), and use our cooperative services (the "Services").
By using our Website and Services, you agree to the collection and use of information in accordance with this policy.
1. Information We Collect
We collect various types of information from and about users of our Website and Services:
1.1. Information You Provide Directly to Us:
To provide cooperative services, we collect:
Personal Identity: Name, date of birth, government-issued ID, and photographs.
Contact Info: Email address, phone number, and physical address.
Financial Data: Bank account details, transaction history, savings balances, and loan repayment records.
Usage Data: IP addresses and browser types via cookies to secure your account.
1.2. Information We Collect Automatically:
Usage Data: We collect information about how you access and use the Website, such as your IP address, browser type, operating system, pages viewed, time spent on pages, referral sources, and clickstream data.
Device Information: Information about the device you use to access our Services, including hardware model, operating system version, unique device identifiers, and mobile network information.
1.3. Cookies and Tracking Technologies:
We use cookies and similar tracking technologies to track activity on our Website and hold certain information.
Cookies: Small data files placed on your device. We use session cookies (temporary) and persistent cookies (remain on your device for a set period).
Purpose: These technologies help us remember your preferences, understand how you interact with our Services, enable certain features, and personalize your experience. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
2. How We Use Your Information
We use your data strictly to:
Provide and Maintain the Services: To operate, deliver, and improve our Website and Services; to Manage your savings accounts and process loan applications.
Process Transactions: To process payments and manage pay-outs to cooperators. To Calculate and distribute dividends based on cooperative earnings.
Personalize Your Experience: To tailor the services we offer to you, s
Communicate with You: To send you important updates, notifications, confirmations, approvals, and responses to your inquiries, and also updates regarding your account or cooperative meetings.
Ensure Safety and Security: To verify your identity, prevent fraud and money laundering, enforce our Terms of Use, and protect the security of our Website and users.
Improve Our Services: To analyze usage trends, conduct research and analytics, and gather feedback to enhance the functionality and features of our Website and Services.
Marketing and Promotions: To send you promotional materials, newsletters, and information about new services, offers, or features that may be of interest to you (you can opt-out of these communications).
Comply with Legal Obligations: To meet our legal and regulatory requirements.
3. How We Share Your Information
We do not sell your data, we may share your personal information with third parties in the following situations:
Payment Processors: To facilitate deposits and withdrawals.
With Service Providers: We work with third-party service providers who perform functions on our behalf, such as payment processing, website hosting, data analytics, customer support, and email delivery. These providers have access to personal information only to the extent necessary to perform their functions and are obligated not to disclose or use it for other purposes.
For Legal Reasons: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court order or government agency).
To Protect Our Rights: To enforce our Terms of Use, protect our rights, property, or safety, and the rights, property, or safety of our users or others.
Business Transfers: In the event of a merger, acquisition, restructuring, or sale of all or a portion of our assets, your personal information may be transferred as part of that transaction.
With Your Consent: We may share your information with third parties when we have your explicit consent to do so.
4. Data Security
We implement industry-standard encryption (SSL/TLS) to protect your financial records. Access to member data is restricted to authorized cooperative administrators only.
We implement reasonable technical and organizational measures designed to protect your personal information from unauthorized access, use, alteration, and disclosure. These measures include data encryption, secure servers, and access controls.
5. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. When we no longer need your information, we will securely delete or anonymize it.
6. Your Data Protection Rights
Right to Access: You have the right to request access to the personal data we hold about you.
Right to Rectification: You have the right to request that we correct any inaccurate or incomplete personal data.
Right to Erasure ("Right to Be Forgotten"): You have the right to request the deletion of your personal data under certain circumstances.
Right to Restrict Processing: You have the right to request that we restrict the processing of your personal data under certain circumstances.
Right to Data Portability: You have the right to receive your personal data in a structured, commonly used, and machine-readable format.
Right to Object: You have the right to object to the processing of your personal data under certain circumstances, particularly for direct marketing purposes.
Right to Withdraw Consent: Where we rely on your consent to process your personal data, you have the right to withdraw that consent at any time.
To exercise any of these rights, please contact us using the contact details provided below. We may need to verify your identity before processing your request.
7. Children's Privacy
While Children under 18 can use our Services, their accounts must be created and managed by a Parent/Guardian who is at least 18 years old. We do not knowingly collect personal information directly from children without verifiable parental consent. If we become aware that we have collected personal information from a child without appropriate consent, we will take steps to remove that information from our servers.
8. International Data Transfers (if applicable)
If you are located outside of Nigeria, please be aware that your information may be transferred to, stored, and processed in Nigeria, where our servers are located and our central database is operated. By using our Services, you consent to the transfer of your information to our facilities and those third parties with whom we share it as described in this Privacy Policy. We will take appropriate measures to ensure your data is protected during transfer.
9. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top. We encourage you to review this Privacy Policy periodically for any changes. Your continued use of the Website or Services after any changes become effective signifies your acceptance of the revised Privacy Policy.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
wealthleadsolution@gmail.com
+2348032320676